CBS LAS VEGAS- A new study finds that insurance companies will have to pay out an average of 32 percent more for medical claims under President Obama’s health care overhaul. The study says claims costs will go up largely because sicker people will join the insurance pool. That’s because the law forbids insurers from turning down those with pre-existing medical problems, effective Jan. 1. Everyone gets sick sooner or later, but sicker people also use more health care services. Has Obamacare affected your health insurance bill? Callers tell us if their price for insurance went up.